Welcome to Spurkcrowd (“we,” “us,” or “our”). By accessing or using our platform (the “Site”), including creating a fundraising campaign, donating, or sharing a campaign, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use the Site.
You must be at least 18 years old (or the age of majority in your jurisdiction) to create a campaign. If you are under 18, you may only use the Site with the involvement of a parent or legal guardian. By using the Site, you represent that you meet these eligibility requirements.
Spurkcrowd is a crowdfunding and fundraising platform that allows users (“Campaign Owners”) to create fundraising campaigns and share them with family, friends, supporters, and the public. Donors can contribute funds to campaigns. We facilitate transactions but are not a party to the agreement between Campaign Owners and Donors.
You must provide accurate, current, and complete information when creating an account.
You are responsible for maintaining the confidentiality of your login credentials.
You are solely responsible for all activities that occur under your account.
Notify us immediately of any unauthorized use of your account.
You retain ownership of all content you submit, including text, images, videos, and campaign materials. You grant Spurkcrowd a non-exclusive, worldwide, royalty-free license to display, promote, distribute, and share your campaign on the Site and related marketing channels.
You may not create campaigns that:
Are fraudulent, deceptive, or misleading.
Promise unrealistic or impossible rewards or returns.
Violate any law, regulation, or sanctions.
Involve gambling, terrorism financing, money laundering, or illegal activity.
Promote hate speech, harassment, violence, exploitation, or harmful content.
Offer investment opportunities, securities, or financial returns unless legally authorized.
We may review campaigns at any time and reserve the right to suspend, remove, reject, or classify campaigns that violate these Terms or applicable laws.
Funds raised (minus applicable fees) may be withdrawn to a verified bank account or approved payment method. Campaign Owners are responsible for taxes and legal obligations related to received funds.
Donations are voluntary and generally non-refundable unless required by law or determined necessary due to fraud or misuse.
Donors acknowledge that campaign goals may not be achieved.
You must have authorization to use the selected payment method.
Spurkcrowd charges platform fees and applicable payment processing fees. Current fees are displayed on our Pricing or Fees page and may change with notice.
“Spurkcrowd deducts a platform fee of [15]% plus payment processor fees (such as Stripe or PayPal fees). Donors may optionally leave a tip to support the platform.”
We use third-party payment providers such as Stripe and PayPal to process transactions. Payment information is subject to the terms and privacy policies of those providers. Spurkcrowd is not responsible for errors, delays, or actions caused by third-party payment processors.
Campaign Owners may share campaign links through email, social media, messaging apps, or other channels. You agree not to spam, impersonate others, or use deceptive marketing practices.
All Site content excluding user-generated campaign content — including logos, branding, designs, graphics, software, and text — is owned by Spurkcrowd or its licensors and protected by intellectual property laws.
You may not copy, reproduce, modify, distribute, or reverse-engineer any part of the Site without written permission.
You agree not to:
Use the Site for illegal purposes.
Interfere with the Site’s functionality or security.
Scrape, crawl, or collect user data without authorization.
Impersonate another individual or organization.
Upload malware, viruses, or malicious code.
We may suspend or terminate your account or campaigns if:
You violate these Terms.
We suspect fraud, abuse, or unlawful activity.
Required by law or payment providers.
You may delete your account at any time, though funds already raised may remain subject to payout, refund, or compliance reviews.
The Site is provided without warranties of any kind. We do not guarantee campaign success, donation outcomes, uninterrupted access, or error-free functionality.
Spurkcrowd does not endorse or verify campaigns, users, or donors. Users are responsible for evaluating campaigns before donating.
To the maximum extent permitted by law, Spurkcrowd and its affiliates, employees, directors, and agents shall not be liable for indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, goodwill, or revenues arising from:
Your use or inability to use the Site.
Conduct or content of third parties.
Unauthorized access to your data or account.
Our total liability for any claim shall not exceed the greater of:
$100 USD, or
The amount of fees paid by you to Spurkcrowd during the previous 12 months.
You agree to defend, indemnify, and hold harmless Spurkcrowd, its officers, employees, partners, and agents from claims, damages, liabilities, losses, and expenses arising from:
Your violation of these Terms.
Your campaign content or use of funds.
Violations of third-party rights.
Disputes between you and donors or users.
Any dispute arising from these Terms or use of the Site shall first be resolved through good-faith negotiation. If unresolved within 30 days, disputes may be resolved through binding arbitration where legally permitted.
Each party shall bear its own legal costs unless otherwise determined by the arbitrator. Class actions and jury trials are waived where permitted by law.
We may modify these Terms at any time. Updated Terms will be posted on the Site with a revised Effective Date.
Changes become effective immediately for new users and within 14 days for existing users unless required sooner by law.
Continued use of the Site after updates constitutes acceptance of the revised Terms.
The Site may contain links to third-party services, websites, or applications. Spurkcrowd is not responsible for their content, practices, or terms.
Spurkcrowd is not liable for delays or failures caused by events beyond our reasonable control, including natural disasters, cyberattacks, pandemics, wars, internet outages, or payment processor failures.
These Terms constitute the entire agreement between you and Spurkcrowd regarding use of the Site.
If any provision is deemed unenforceable, the remaining provisions remain valid and enforceable.
For questions regarding these Terms, please contact us at:
Spurkcrowd Support
Email: support@spurkcrowd.com
Website: spurkcrowd.com